Access credit via a seamless digital experience, instant verification, and quick disbursal directly to your bank account.

Your financial needs are just a few clicks away from being met.

Why Choose Easy Credits?

Instant Approval

Our smart technology assesses your application in real-time. Know your loan approval status instantly.

100% Paperless

Apply from anywhere, anytime using just your smartphone. All you need is your PAN and Aadhaar.

Quick Disbursal

Once approved, the loan amount is transferred directly to your bank account, often within a few hours.

Safe and Secure

We use bank-level encryption and are fully compliant with Indian KYC and data protection norms.

Transparent. No Hidden Fees

All interest rates and fees are clearly stated upfront. What you see is what you get.

VARIETY

FEATURES

How It Works

How It Works in 3 Simple Steps

1

Tell Us About Yourself

Fill out our simple online application form with your basic personal and financial details.

2

Instant Digital Verification

Securely complete your KYC by verifying your identity with your Aadhaar and PAN card. Our system does the rest.

3

Get Funds in Your Account

Receive your final loan offer. Once you accept, the money is disbursed directly to your registered bank account.

Loan Products

We Provide Best
Services  For your loans.

Loan Products Carousel

Personal Loans

Manage personal expenses like travel or emergencies. No collateral needed.

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Business Loans

Power your startup or expand your business with customized solutions.

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Home Loans

Make your dream home a reality with low interest rates and longer tenures.

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Auto Loans

Own your dream vehicle with flexible repayment plans and fast approvals.

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Education Loan

Fund your higher education goals with competitive rates and flexible terms.

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Loan Against Property

Unlock the value of your property for your personal or business needs.

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Eligibility

Funding your dreams,
effortlessly.

Eligibility

Our digital verification process through Aadhaar and PAN is secure, encrypted, and follows all government norms.

  • Age
    Applicants must be at least 21 and at max 65 years old.
  • Employment
    You should have a stable source of income in a recognized company.
  • Credit Score
    A good credit score is beneficial but not mandatory, as we consider multiple factors.
  • Residency
    Applicants must reside in the country where EasyCredits operates..

Documents

We will never share your sensitive data with unauthorized third parties. Your privacy is paramount.

  • Proof of Identity
    PAN, AADHAR and a recent selfie.
  • Income Proof
    Latest salary slips/Latest bank statements reflecting income.
  • Bank Statements
    Up-to-date bank statements for the last 3 months.
Key Features

Your Money, Your Terms, Your Speed.

Instant Eligibility & Approval

Forget guesswork. Our smart technology checks your eligibility in real-time and gives you an instant loan decision. No waiting, no uncertainty.

Flexible EMI Plans

Choose a repayment plan that fits your budget. Our flexible EMI options and transparent interest rates mean you are always in control of your finances.

Personal Loan Dashboard

Easily track your repayment schedule, view your loan statements, and manage your account 24/7 directly from our app.

EMI Calculator

Don't wait. Get your  personal loan today.

Loan EMI Calculator

Enter your Loan Details

₹5K ₹1.25L ₹2.5L ₹3.75L ₹5L
%
10% 13% 17% 21% 25%
Mo
1 12 24 36 60

Estimated Monthly Repayments

₹4,442

Principal Loan Amount ₹50,000
Total Interest ₹3,309
Monthly Installment ₹4,442

Total Loan Amount ₹53,309
Benefit

Experience The Future of Finance

Time and Stress Reduction

Save your time and reduce financial anxiety

Automate tasks like budgeting, tracking, and saving, freeing up your time for more important things.

Automate your finances for less stress.
Stay on top of your budget.
Financial Growth

Take control of your financial future

Provide valuable insights into your spending habits, helping you identify areas where you can cut back and save more.

Reach your financial goals
Make informed decisions
Security and Privacy

Experience the ultimate in financial security

Protect your information from unauthorized access, focus on managing your money without worry.

Protect your data
Peace of mind
Statistic

See Your Wealth Grow

50.3

Cr+

Net disbursement

4.7+

Our users’ average rating

40%

Effective in financial growth than before
Testimonials

What our
Clients are Saying

I love it
Helpful
Easy to use
Recommend
4.8/5
Based on 1K+ reviews

Priya S.

Mumbai

EasyCredits made my loan application seamless and efficient. Their digital process was quick, transparent, and professionally managed. I secured funds with minimal hassle and optimal interest rates.

Vikram & Meera P.

Delhi

EasyCredits turned our dream of owning a home into a reality. Their team was transparent, and the low-interest rate was exactly what we needed.

Amit R.

Lucknow

An unexpected car repair came up, but EasyCredits got me the cash I needed in hours. The process was fast and saved me a lot of stress.

Rahul V.

Chandigarh

A medical co-pay caught me off guard. The process was straightforward, and the money was in my account the same day. Highly recommend.

David L.
Panji

I never thought I'd need a payday loan, but when I did, EasyCredits made it a dignified and hassle-free experience.

Sarah J.
Delhi

Needed to book a last-minute flight for a family emergency. The funds came through faster than I expected. Incredibly reliable.

Rahul V.

Chandigarh

A medical co-pay caught me off guard. The process was straightforward, and the money was in my account the same day. Highly recommend.

David L.
Panji

I never thought I'd need a payday loan, but when I did, EasyCredits made it a dignified and hassle-free experience.

Sarah J.
Delhi

Needed to book a last-minute flight for a family emergency. The funds came through faster than I expected. Incredibly reliable.

Michael B.
Guwahati

My paycheck was delayed, but my rent wasn't. EasyCredits bridged the gap perfectly. So grateful for the quick and easy help.

Rajiv M.
Hyderabad

I got a great rate on my auto loan without any hassle. Driving my new car feels amazing, and my savings are still intact!

Anjali K.
Delhi

Securing a business loan from EasyCredits was the breakthrough my startup needed. Their process is fast, flexible, and founder-friendly.

Michael B.
Guwahati

My paycheck was delayed, but my rent wasn't. EasyCredits bridged the gap perfectly. So grateful for the quick and easy help.

Rajiv M.
Hyderabad

I got a great rate on my auto loan without any hassle. Driving my new car feels amazing, and my savings are still intact!

Anjali K.
Delhi

Securing a business loan from EasyCredits was the breakthrough my startup needed. Their process is fast, flexible, and founder-friendly.

Deepak C.
Ahemdabad

The customer service was amazing—they guided me through the simple steps and I was approved in minutes. It felt great to have a solution so quickly.

Sunita P.
Bangalore

Fast, simple, and exactly what I needed to get through the week. No hidden fees, just quick help. Thank you, EasyCredits!

Pooja N.
Bhopal

When you're in a tight spot, you just need something that works. EasyCredits works. It's fast, efficient, and got me out of a tough situation.

Credit when you need it, as fast as you need it.

Complete our simple application, verify your identity digitally with Aadhaar and PAN, and receive a decision in real-time. It’s that easy.