About Us
Our Mission
Our mission is to empower financial institutions and fintechs with secure, AI-driven SaaS solutions that simplify digital lending, enhance customer experience, and expand financial inclusion. By combining advanced analytics, automation, and compliance-first technology, we deliver faster, safer, and more transparent credit access—building trust and efficiency across the lending ecosystem.
Our Story
EasyCredits is an Instant Personal Loan platform for self-employed and salaried professionals, where they can apply for a Personal Loan starting from ₹ 6,000 up to ₹ 10 Lakhs as per their requirement. The documentation required is very minimal, and the entire process - starting from registration on our app to loan disbursement does not take more than 15 minutes. The application process is completely online, and upon approval, the cash is immediately transferred to the bank account of the user.
We understand that when you’re in urgent need of funds, long waiting times can be very frustrating, so we eliminated that completely. Even if you haven’t taken a loan before, or don’t have a credit card, you can still avail loans with EasyCredits. We offer loans in varying ticket sizes and repayment tenures, to suit all your unpredictable financial needs. Most of the time, these come up without a warning and can be anything, like a sudden medical emergency, festival shopping, paying your EMIs/bills, etc. Even if it’s something you want for yourself, like a vacation, booking concert tickets or shopping online, we don’t believe that you must compromise on them just because you have very little or no money. That’s where we come in!
As an internet platform, we host multiple non-banking financial companies (NBFCs) who have a license from the Reserve Bank of India (RBI). EasyCredits was started by a group of individuals from prestigious institutions such as IIT, IIM among others, to solve the issue of easy credit among young professionals in India. The founding team feels that the Indian demography has a large population of urban young adults that spends a lot online and offline. For such an enormous ecosystem, the need for urgent personal finance for purchase requirements is highly under-served. An appropriate focus towards tech-based credit evaluation can both help this demographic segment significantly and also fuel the Indian economy by encouraging responsible spending behavior among individuals.
By leveraging cutting-edge technology, we've replaced slow, manual processes with a smart, digital-first platform.
Regulatory Compliance
We operate in full compliance with the guidelines set by the Reserve Bank of India (RBI) for digital lending.
Data Encryption
All data transmitted between your device and our servers is protected with 256-bit SSL encryption, the same standard used by banks.
Statistic
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Effective in financial growth than before
Credit when you need it, as fast as you need it.
Complete our simple application, verify your identity digitally with Aadhaar and PAN, and receive a decision in real-time. It’s that easy.
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EasyCredits Certification
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ISO 27001 Certified
SOC 2 Certified
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